{"id":6721,"date":"2022-08-29T16:56:02","date_gmt":"2022-08-29T15:56:02","guid":{"rendered":"https:\/\/ksapa.org\/fr\/?page_id=6721"},"modified":"2025-10-06T16:24:57","modified_gmt":"2025-10-06T15:24:57","slug":"axa-une-strategie-droits-humains-innovante-en-assurance","status":"publish","type":"page","link":"https:\/\/ksapa.org\/fr\/a-propos\/etudes-de-cas-du-defi-esg-vers-la-transformation-odd-durable\/axa-une-strategie-droits-humains-innovante-en-assurance\/","title":{"rendered":"AXA : Une strat\u00e9gie droits humains innovante en assurance"},"content":{"rendered":"\n\n  <div class=\"banner has-hover\" id=\"banner-1629625004\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <img decoding=\"async\" width=\"2560\" height=\"1709\" src=\"https:\/\/ksapa.org\/fr\/wp-content\/uploads\/sites\/1\/2022\/08\/pexels-kampus-production-8441811-scaled.jpg\" class=\"bg attachment-original size-original\" alt=\"Comment AXA transforme sa strat\u00e9gie droits humains dans l&#039;assurance et l&#039;investissement, avec des solutions concr\u00e8tes avec Ksapa\" \/>                        <div class=\"overlay\"><\/div>            \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <div class=\"fill banner-link\"><\/div>            \n\n   <div id=\"text-box-1463334859\" class=\"text-box banner-layer x50 md-x50 lg-x50 y80 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text dark\">\n              \n              <div class=\"text-inner text-center\">\n                  \n\n<h1 class=\"uppercase\">GROUPE AXA<\/h1>\n<div class=\"is-divider divider clearfix\" style=\"background-color:rgb(255, 255, 255);\"><\/div>\n\n<h2 class=\"uppercase\"><strong>Comment le Groupe AXA a mis \u00e0 jour sa strat\u00e9gie de droits humains : Une \u00e9tude de cas dans le secteur de l&rsquo;assurance<\/strong><\/h2>\n\n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-1463334859 {\n  width: 100%;\n}\n#text-box-1463334859 .text-box-content {\n  font-size: 100%;\n}\n<\/style>\n    <\/div>\n \n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-1629625004 {\n  padding-top: 350px;\n}\n#banner-1629625004 .overlay {\n  background-color: rgba(0,0,0,.5);\n}\n#banner-1629625004 .banner-bg img {\n  object-position: 59% 31%;\n}\n<\/style>\n  <\/div>\n\n\n\n\t<section class=\"section\" id=\"section_1822297331\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row\"  id=\"row-1923244550\">\n\n\n\t<div id=\"col-1272888893\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<p class=\"lead\" style=\"text-align: center\">D\u00e9couvrez comment le Groupe AXA a collabor\u00e9 avec Ksapa pour mettre \u00e0 jour son approche des droits humains dans les domaines de l&rsquo;assurance, de l&rsquo;investissement, de la gestion des collaborateurs et de la sous-traitance. Tirez en des enseignements concrets pour mettre en \u0153uvre des strat\u00e9gies de droits humains dans le secteur financier.<\/p>\n\t<div id=\"gap-1519450334\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1519450334 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<h2 class=\"font-600 text-xl font-bold\">R\u00e9sum\u00e9<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">\u00c0 l&rsquo;\u00e8re o\u00f9 la responsabilit\u00e9 corporate rencontre les services d&rsquo;assurance, le Groupe AXA a pris des mesures proactives pour renforcer son engagement en faveur des droits humains. Cette \u00e9tude de cas explore comment l&rsquo;un des principaux assureurs mondiaux s&rsquo;est appuy\u00e9 sur Ksapa pour mettre \u00e0 jour sa strat\u00e9gie de droits humains et r\u00e9pondre aux attentes \u00e9volutives des parties prenantes et aux exigences r\u00e9glementaires.<\/p>\n<h2 class=\"font-600 text-xl font-bold\">Enjeux du client<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Le Groupe AXA, tout en maintenant des initiatives climatiques robustes, a identifi\u00e9 la n\u00e9cessit\u00e9 de renforcer son cadre d&rsquo;impact social. Le g\u00e9ant de l&rsquo;assurance cherchait \u00e0 :<\/p>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">Mettre \u00e0 jour sa strat\u00e9gie existante de droits humains<\/li>\n<li class=\"whitespace-normal break-words\">S&rsquo;aligner sur les nouvelles exigences r\u00e9glementaires<\/li>\n<li class=\"whitespace-normal break-words\">R\u00e9pondre aux attentes accrues des parties prenantes exacerb\u00e9es durant la\u00a0 crise sanitaire Covid<\/li>\n<li class=\"whitespace-normal break-words\">Int\u00e9grer les consid\u00e9rations de droits humains dans les pratiques d&rsquo;assurance, d&rsquo;investissement et d&#8217;emploi<\/li>\n<\/ul>\n<h2 class=\"font-600 text-xl font-bold\">Notre approche mise en oeuvre<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">En travaillant en \u00e9troite collaboration avec le Groupe AXA, nous avons mis en \u0153uvre une m\u00e9thodologie comprehensive en quatre phases :<\/p>\n<ol class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-decimal space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\"><strong>\u00c9valuation des risques<\/strong>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">R\u00e9alisation d&rsquo;une \u00e9valuation approfondie des risques en mati\u00e8re de droits humains<\/li>\n<li class=\"whitespace-normal break-words\">Analyse des impacts \u00e0 travers les op\u00e9rations d&rsquo;assurance<\/li>\n<li class=\"whitespace-normal break-words\">Identification des vuln\u00e9rabilit\u00e9s potentielles<\/li>\n<\/ul>\n<\/li>\n<li class=\"whitespace-normal break-words\"><strong>Analyse des \u00e9carts<\/strong>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">\u00c9valuation des cadres existants par rapport aux normes actuelles<\/li>\n<li class=\"whitespace-normal break-words\">Examen de la conformit\u00e9 avec les r\u00e9glementations \u00e0 venir<\/li>\n<li class=\"whitespace-normal break-words\">Comparaison avec les meilleures pratiques du secteur<\/li>\n<\/ul>\n<\/li>\n<li class=\"whitespace-normal break-words\"><strong>D\u00e9veloppement d&rsquo;une feuille de route strat\u00e9gique<\/strong>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">Cr\u00e9ation d&rsquo;un calendrier de mise en \u0153uvre op\u00e9rationnel<\/li>\n<li class=\"whitespace-normal break-words\">D\u00e9finition d&rsquo;objectifs et de jalons clairs<\/li>\n<li class=\"whitespace-normal break-words\">\u00c9tablissement d&rsquo;indicateurs de performance<\/li>\n<\/ul>\n<\/li>\n<li class=\"whitespace-normal break-words\"><strong>Mobilisation interne<\/strong>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">Animation d&rsquo;ateliers avec les parties prenantes internes<\/li>\n<li class=\"whitespace-normal break-words\">D\u00e9veloppement d&rsquo;une feuille de route<\/li>\n<li class=\"whitespace-normal break-words\">Cr\u00e9ation de supports de formation et animation de r\u00e9unions internes sur ces questions<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2 class=\"font-600 text-xl font-bold\">Principaux r\u00e9sultats <\/h2>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">Cadre complet d&rsquo;\u00e9valuation des risques de droits humains<\/li>\n<li class=\"whitespace-normal break-words\">Plans d&rsquo;action pr\u00e9cis adapt\u00e9s aux diff\u00e9rentes unit\u00e9s commerciales<\/li>\n<li class=\"whitespace-normal break-words\">Structure de gouvernance am\u00e9lior\u00e9e pour un suivi continu<\/li>\n<li class=\"whitespace-normal break-words\">Processus d&rsquo;engagement des parties prenantes renforc\u00e9s<\/li>\n<\/ul>\n<blockquote class=\"border-border-200 border-l-4 pl-4\">\n<p class=\"whitespace-pre-wrap break-words\">\u00ab Notre collaboration avec Ksapa a mis \u00e0 jour notre approche des droits humains. Leur m\u00e9thodologie nous a aid\u00e9s \u00e0 cr\u00e9er une strat\u00e9gie plus robuste et prospective qui prend en compte les besoins de toutes nos parties prenantes. Nous disposons d\u00e9sormais d&rsquo;une feuille de route claire pour maintenir notre position de leader notamment aupr\u00e8s de nos partenaires agences de notation.\u00bb <em>&#8211; Cl\u00e9mentine Fischer, Sustainability Engagement Manager, Groupe AXA<\/em><\/p>\n<\/blockquote>\n<h2 class=\"font-600 text-xl font-bold\">Impacts pour le secteur de la finance et de l&rsquo;assurance<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Ce projet d\u00e9montre comment les compagnies d&rsquo;assurance peuvent :<\/p>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">Aborder de mani\u00e8re proactive les d\u00e9fis des droits humains<\/li>\n<li class=\"whitespace-normal break-words\">S&rsquo;adapter aux paysages r\u00e9glementaires en \u00e9volution<\/li>\n<li class=\"whitespace-normal break-words\">Construire la confiance des parties prenantes<\/li>\n<li class=\"whitespace-normal break-words\">Cr\u00e9er de la valeur durable et de l&rsquo;innovation au b\u00e9n\u00e9fice de tous les titulaires de droits au travers des produits, investissements, gestion des \u00e9quipes et de la sous-traitance<\/li>\n<\/ul>\n<h2 class=\"font-600 text-xl font-bold\">Perspectives<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Le secteur de l&rsquo;assurance continue de faire l&rsquo;objet d&rsquo;un examen croissant concernant son impact sur les droits humains. L&rsquo;approche proactive du Groupe AXA sert de mod\u00e8le aux organisations cherchant \u00e0 renforcer leurs cadres de responsabilit\u00e9 sociale tout en maintenant l&rsquo;excellence commerciale.<\/p>\n<h2 class=\"font-600 text-xl font-bold\">Passez \u00e0 l&rsquo;action :<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Pr\u00eat \u00e0 transformer la strat\u00e9gie de droits humains de votre organisation ? Mettre en conformit\u00e9 vos activit\u00e9s tout en activant des leviers d&rsquo;innovation ? Contactez notre \u00e9quipe pour :<\/p>\n<ul class=\"-mt-1 &#091;li&gt;&amp;&#093;:mt-2 list-disc space-y-2 pl-8\">\n<li class=\"whitespace-normal break-words\">Planifier une consultation<\/li>\n<li class=\"whitespace-normal break-words\">Demander notre m\u00e9thodologie d\u00e9taill\u00e9e<\/li>\n<li class=\"whitespace-normal break-words\">Le rapport\u00a0 (en anglais) \u00ab\u00a0AXA 2022 HRIA report\u00a0\u00bb: <a href=\"https:\/\/www-axa-com.cdn.axa-contento-118412.eu\/www-axa-com\/ea73fa4a-fc09-4475-bebe-76f60fffaeef_axa_human_rights_risk_assessment_2022.pdf\">est accessible ici<\/a><\/li>\n<\/ul>\n<div class=\"text-center\"><div class=\"is-divider divider clearfix\" ><\/div><\/div>\n\n<div class=\"row\"  id=\"row-679480857\">\n\n\n\t<div id=\"col-2085113580\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h2>En savoir plus<\/h2>\n\t<div id=\"gap-1778156619\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1778156619 {\n  padding-top: 30px;\n}\n<\/style>\n\t<\/div>\n\t\n\n<div class=\"row\"  id=\"row-646805107\">\n\n\n\t<div id=\"col-1516257786\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h3 style=\"text-align: center\"><a href=\"https:\/\/ksapa.org\/fr\/mobiliser\/blog\/\">Article de blog<\/a><\/h3>\n\n  <div class=\"banner has-hover bg-zoom\" id=\"banner-175087197\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <img decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/ksapa.org\/fr\/wp-content\/uploads\/sites\/1\/2022\/07\/La-CSRD-entre-en-application-des-2024-et-revolutionne-le-reporting-ESG-600x400.jpeg\" class=\"bg attachment-medium size-medium\" alt=\"D\u00e9couvrez comment la CSRD transforme le reporting ESG en 2024. Analyses et strat\u00e9gies pour se pr\u00e9parer \u00e0 la nouvelle directive\" \/>                        <div class=\"overlay\"><\/div>            \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <a class=\"fill\" href=\"https:\/\/ksapa.org\/fr\/la-csrd-entre-en-application-des-2024-et-revolutionne-le-reporting-esg\/\"><div class=\"fill banner-link\"><\/div><\/a>            \n\n   <div id=\"text-box-1679759837\" class=\"text-box banner-layer x50 md-x50 lg-x50 y50 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text dark\">\n              \n              <div class=\"text-inner text-center\">\n                  \n\n<h2 class=\"thin-font\"><a href=\"https:\/\/ksapa.org\/fr\/csrd-2024-une-nouvelle-ere-pour-le-reporting-esg\/\">La CSRD entre en application d\u00e8s 2024 et r\u00e9volutionne le reporting ESG<\/a><\/h2>\n<a href=\"https:\/\/ksapa.org\/fr\/la-csrd-entre-en-application-des-2024-et-revolutionne-le-reporting-esg\/\" class=\"button white is-outline\" >\n\t\t<span>Lire la suite<\/span>\n\t<\/a>\n\n\n\n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-1679759837 {\n  width: 69%;\n}\n#text-box-1679759837 .text-box-content {\n  font-size: 100%;\n}\n<\/style>\n    <\/div>\n \n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-175087197 {\n  padding-top: 250px;\n}\n#banner-175087197 .overlay {\n  background-color: rgba(0,0,0,.5);\n}\n<\/style>\n  <\/div>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-438660363\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<h3 style=\"text-align: center\"><a href=\"https:\/\/ksapa.org\/fr\/conseiller\/\">Nos services<\/a><\/h3>\n\n  <div class=\"banner has-hover bg-zoom\" id=\"banner-2019137274\">\n          <div class=\"banner-inner fill\">\n        <div class=\"banner-bg fill\" >\n            <img decoding=\"async\" width=\"600\" height=\"400\" src=\"https:\/\/ksapa.org\/fr\/wp-content\/uploads\/sites\/1\/2021\/07\/workers-5708691_1920-600x400.jpg\" class=\"bg attachment-medium size-medium\" alt=\"De l\u2019\u00e9mergence d\u2019instruments juridiquement contraignants en mati\u00e8re de droits de l\u2019Homme\" \/>                        <div class=\"overlay\"><\/div>            \n                    <\/div>\n\t\t\n        <div class=\"banner-layers container\">\n            <a class=\"fill\" href=\"https:\/\/ksapa.org\/fr\/conseiller\/entreprises-et-droits-humains\/\"><div class=\"fill banner-link\"><\/div><\/a>            \n\n   <div id=\"text-box-955609209\" class=\"text-box banner-layer x50 md-x50 lg-x50 y50 md-y50 lg-y50 res-text\">\n                                <div class=\"text-box-content text dark\">\n              \n              <div class=\"text-inner text-center\">\n                  \n\n<h2 class=\"uppercase\"><a href=\"https:\/\/ksapa.org\/fr\/conseiller\/entreprises-et-droits-humains\/\">ENTREPRISES ET DROITS HUMAINS<\/a><\/h2>\n\n              <\/div>\n           <\/div>\n                            \n<style>\n#text-box-955609209 {\n  width: 60%;\n}\n#text-box-955609209 .text-box-content {\n  font-size: 100%;\n}\n<\/style>\n    <\/div>\n \n\n        <\/div>\n      <\/div>\n\n            \n<style>\n#banner-2019137274 {\n  padding-top: 250px;\n}\n#banner-2019137274 .overlay {\n  background-color: rgba(0,0,0,.5);\n}\n<\/style>\n  <\/div>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-483009724\" class=\"col medium-4 small-12 large-4\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n    <div class=\"box has-hover has-hover box-text-bottom\" >\n\n                  <div class=\"box-image \" style=\"width:45%;\">\n           <div class=\"box-image-inner image-cover\" style=\"border-radius:100%;padding-top:100%;\">\n              <img decoding=\"async\" width=\"2560\" height=\"2560\" src=\"https:\/\/ksapa.org\/fr\/wp-content\/uploads\/sites\/1\/2020\/08\/Sona-Kessaria-scaled.jpg\" class=\"attachment- size-\" alt=\"Sona Kessaria - 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